Metropolitan Safe Deposits Limited (Knightsbridge and St John’s Wood customers) and Metropolitan Vaults Limited (Chiswick customers) carry comprehensive risk insurance, which means that we are able to pass along the benefits of being insured to our customers. Subject to pre-agreed amounts, Metropolitan will assume liability for loss or damage to items deposited in our safe deposit boxes.

Many of our clients have informed us that substantial savings on their insurance premiums have been achieved by storing items within our safe deposit boxes, as opposed to standard cover at home.

The Benefits of Comprehensive Risk Insurance

  • Cover takes effect as soon as you rent a safe deposit box.
  • The policy is placed by qualified insurance brokers with a knowledge of the industry and a wide market reach. For more detail, please refer to the two page evidence of insurance document (1st July 2023 until 30th June 2025) provided by our insurance brokers Marsh Limited and our terms and conditions. Marsh Limited is a part of Marsh & McLennan Companies inc, a global leader in insurance broking and risk management.
  • Insurance cover of £10,000 is included with each safe deposit box and can be increased to up to £500,000 instantly. The minimum term for any increase in insurance cover is 12 months. Please see our Additional Charges for a further details.
  • No excess applies (excess is a contribution paid by the insured in the event of a claim).
Additional insurance requiredAnnual cost
£10,000 £30.00
£75,000 £225.00
£250,000 £750.00

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Please also refer to our FAQ’s here.


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